What is a linear loan?

A linear loan is a loan where the monthly repayment is evenly distributed over the term of the loan. This means that the same amount of repayment is made every month. A linear loan therefore indicates the form of repayment. Suppose someone borrows 10,000 and wants to pay it off in 5 years. 5 years…

8 Secrets to Conscious Credit Card Usage

Unsurprisingly, the use of credit cards is the major cause of the lack of control in the Brazilian’s finances. To give you an idea, 59.4 million people are negatively named because of this payment method, according to the Credit Protection Service . Still according to the survey, lack of financial control (11%) is among the…

How do you choose a good mortgage loan?

Do you want to buy an apartment but you lack money? You’ve been delaying the renovation of the house for weeks because you don’t know where to get the funds for? Would you like to finally stop renting and move to your own four corners? A mortgage will be a good solution for you to…

What are the options with a mortgage loan?

Mortgage loans are the most frequently used housing finance. Most of all loans for real estate, mortgages and housing or mortgage loans in the bank are based on a mortgage. You can make a mortgage loan both if you want to buy a new home or if you want to take out a loan on…